Be in it. h/t Glenn.
GOT THOUGHTS ON THE HEALTHCARE PROPOSAL? Call your Senators and Congressperson. (202) 224-3121, or — better — call the local office in your town. Complaining on the Internet isn’t enough . . . .
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Here are my ideas
Untie health insurance from employment. Let companies give employees the money to buy their own. Make the first 5 thousand or so tax free.
Allow people to choose the coverage they want, get rid of State mandates.
Allow people to buy policies out-of-state.
Allow high deductibles to bring the cost down, like auto insurance.
Allow people to buy major-medical or catastrophic only. What do we fear the most, the cost of having cancer or a major illness. I pay 6 thousand a year for my daughter's insurance "just in case" she gets really ill.
Posted by: lala | Tuesday, June 23, 2009 at 11:54 AM
Voice of the People - New York Daily News - from the woman who killed the Clinton health care plan
Manhattan: Your June 21 Q&A on health care reform omits important information about U.S. medical care. Of the 46 million "uninsured," 14 million are eligible for Medicaid or CHIP (for children) but haven't signed up. If they go to the hospital, they will be covered. Another 10 million live in households that can afford coverage but have chosen not to buy it. That leaves 22.7 million who need help buying insurance, not 46 million. Secondly, U.S. medical care excels at treating the sick and saving lives. If you are diagnosed with cancer, you have a better chance of surviving here than anywhere else in the world. In addition, the World Health Organization ranked the U.S. No. 1 out of 191 nations for providing patients with privacy, comfort, dignity, choice of physicians and immediate care without dangerous delays. The goal should be to help the truly uninsured afford access to this system, not to overhaul the best care in the world.
Betsy McCaughey, Chairman
Committee to Reduce Infection Deaths
http://www.nydailynews.com/opinions/letters/index.html?page=1#ixzz0JGw5bOO3&D
Posted by: lala | Tuesday, June 23, 2009 at 12:42 PM
The choice of having catastrophic only medical insurance is a good one especially for young people. For most of my 20s I had catastrophic only insurance and it worked out just fine.
Another system to consider is one similar to that of Singapore's. There they have a forced, tax free, savings account for medical expenses. A certain percentage of income is funneled into a savings account that can only be used for medical expenses - however, the individual controls how that money is used. They can buy insurance with it, they can let the money accrue, bearing interest, and save it for a rainy day. Its conditional on employment - only those that earn money, save money, but its not tied to a particular job. And you start saving the moment you are employed - you don't have to wait 6 months to qualify like at certain jobs, and you're covered even if you're part time.
Posted by: Jamie Lockett | Tuesday, June 23, 2009 at 01:40 PM
We have a catastrophic plan which has a $10,000 deductible but one must have basic insurance in order to get it. It costs 600 dollars a year for a married couple and their dependent children.
I believe what drives up the cost of health care is the fact that doctors have to employ an army to process insurance claims. I know a medical encoder who earns 40,000 dollars a year to encode and she does most of that at home.
Posted by: lala | Tuesday, June 23, 2009 at 02:27 PM
My idea:
LEAVE IT THE HELL ALONE!!!
Seriously, what makes our political class feel compelled to rewrite the rules underlying our society every few years? Leave shit alone, we'll work it out ourselves.
Posted by: Rob Crawford | Tuesday, June 23, 2009 at 03:09 PM
"I know a medical encoder who earns 40,000 dollars a year to encode and she does most of that at home."
She is seriously underpaid Lala!!
Certified Coders make $30/hr+. My wife is an expert coding auditor that oversees them and the good ones are in high demand!
The problem is that without proper documentation insurance companies and Medical/Medicade won't pay for the procedure. When they are paying less than 70% of the actual cost of the procedure it is imperitive that all of the applicible medical codes are captured or the doctor WON'T get paid for his work (and I don't get paid for mine)!
Now picture this with the government essentially taking over the process!
They are so good at delivering the mail and running Amtrak I'm sure they will make everything better when they screw up the medical system in this country!
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